Welcome to our world

Your virtual IBAN provider

Who are we?

Our team is built from banking and card acquiring professionals with experience across this payment ecosystem. This means that not only do we understand the realities and constraints of the existing industry, but we have also the ability to pave strategically the way forward for our industry as a whole. Our approach is rooted in our deep, core knowledge of the online payment ecosystem and banking world.

We are able to do this thanks to the passion, dedication and entrepreneurial spirit of each and every one of our team members.

The Monneo platform has been developed specifically to meet the needs of online merchants – giving them access to the bank accounts and virtual IBANs they need, from leading banks they can trust.

Our Mission

To provide access to a powerful digital banking network that supports eCommerce merchant accounts, while protecting the reputation of partnering banks.

Our Vision

To facilitate a landscape where new ways of thinking and business models have the freedom to succeed.

Meet the team

Maurice Shear

Chairman, General Manager

30 years of experience with Bank Leumi London, Responsibility for Anti-Money Laundering, Liaison with the Financial Control Authority, administration of the Company.

Richard Kilsby

Deputy-Chairman, Non-Executive

10 years experience as Chairman of 888 Holdings PLC. Responsible for FI Audits, Regulation and Supervision.

Jonathan Harfield

Director, Deputy General Manager

25 years of international banking experience including as CEO and as a NED of six banks, including as Chairman. Has oversight for Compliance, liaison with Auditors, and is active in business development both in terms of geography and products.

Graham Arnott


Over 30 years’ experience in FCA Regulation, Auditing, Compliance, Anti-money Laundering and Financial Crime. Responsible for Compliance, Policies and Procedures.

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Lilia Metodieva

Managing director

15 years of experience in the eCommerce world. Responsible for Operations Management of Visa, MasterCard, CUP card acquiring Compliance and Marketing.

J.D. Christian Abu Dayeh

General Counsel

Doctor of Laws, experienced professional with focus on legal and regulatory framework of PSPs. Worked for major law firms as well as for BCG where he specialised in online solutions and fintech.

Barbora Freimannova

Head of Compliance

6 years of experience with Visa Europe. Responsible for ensuring Compliance in line with industry regulations.

James Azzopardi

Head of Information Security

Over 6 years experience in PCI DSS audits as QSA (Qualified Security Assessor) on behalf of Visa and MasterCard and over twenty years of experience in development, network and infrastructure operations.

Olga Prokayeva

Head of Sales

Experienced sales professional with deep knowledge and understanding in the Ecommerce and Fintech Industries.

Katerina Horova

Head of Payments

Experienced professional in International Banking with a focus on payment solutions for PSPs and operational risk management.